Overview
Change order funding
Don’t let extra work drain your cash flow
Change orders are part of every construction project. A client adds scope, the plans change, or unexpected site conditions appear, and your crew has to keep working. You pay for materials, labor, and equipment right away, but payment for that extra work often gets delayed until the next billing cycle or the end of the project.
MyFactor LLC helps contractors fund approved change orders so your cash isn’t tied up in work you’ve already completed. Instead of stretching your credit line or delaying suppliers, you get working capital to keep the job moving and your crews paid on time.
Our team understands construction billing, from pay applications and retainage to slow-paying general contractors. We build funding around your projects and payment schedules, and you can submit documents and track funding through the MyFactor Portal.

- 4 stepsFrom application to funding
- $0Upfront application fees
- 24/7Portal access to track funding
- 1 dayResponse on new applications
Who we serve
Funding for contractors who keep projects moving
Whether you’re a general contractor managing a large project or a subcontractor waiting on a GC to pay, MyFactor helps you get paid for the extra work you’ve already delivered.
- General contractors
- Subcontractors
- Electrical, plumbing and HVAC contractors
- Concrete, framing and site work
- Commercial construction firms